T2 RESERVOIR

Storage Account

T3 SPENDING

Active Wallet

ACCOUNT PENDING

Your T2 XRPL address will appear here once your identity is bound. Complete the Identity Binding flow to activate your account.

Transfer T2 → T3

Move SFT from storage to spending account

T2 SFT: —T3 SFT: —

Accessing Your XRP — Sovereign Rails & Optional Bridges

Your T2 and T3 wallets are full XRPL addresses — you can send and receive XRP freely. The sovereign rails (on-chain DEX swap to RLUSD, guild exchangers) work without any external service. The options below are optional bridges for members who want USD or card spending:

✦ Optional Bridge — With Virtual + Physical Card (KYC Required)

1

Uphold (Recommended · US)

Mastercard
Open

Send XRP from T3 → Uphold XRP address → convert to USD → spend with Mastercard. ~1.8% fee. Virtual card instant; physical ~$10/yr. KYC required.

2

Crypto.com

Visa
Open

Full XRP support. Virtual card issued instantly; physical card mailed. Up to 5% cashback. KYC required. Available in US, EU, and most global regions.

3

Nexo (EU/UK)

Mastercard
Open

Credit mode: borrow against XRP without selling it. Debit mode: spend XRP directly. Virtual card free at $50 deposit. Physical card at $500+. EEA & UK only.

✦ Optional Bridge — Off-Ramp Only (No Card · USD to Bank · KYC Required)

4

Coinbase

Open

Sell XRP → USD → ACH or wire to personal bank. US-based. One of the most trusted exchanges globally. No crypto card available in US.

5

Kraken

Open

Sell XRP → USD → ACH/wire or SEPA. US & global. Strong security reputation. Competitive fees.

6

Banxa

Open

Licensed off-ramp in 180+ countries. Sell XRP for cash via bank transfer or card payout. Destination tag supported. Fast settlement.

7

Bitstamp

Open

One of the oldest exchanges. Sell XRP → USD/EUR → SEPA or wire. Trusted for institutional-grade security.

✦ Sovereign Rail — On-Chain Swap (No KYC · No Bank · Primary Method)

8

XUMM / Xaman App

Open

Swap XRP → RLUSD stablecoin directly on the XRPL DEX. No exchange account, no KYC. On-ledger only — no card.

9

Sologenic DEX

Open

XRPL-native DEX. Swap XRP for tokenized stocks, stablecoins, and other assets on-chain. No KYC, non-custodial.

📱

Xaman Trustline Setup Guide

Step-by-step instructions for setting up RLUSD and SFT trustlines in your Xaman wallet

Want structured banking rails? Path 1 & 2 members get a private trust with an EIN, a trust bank account, and direct Stripe revenue routing — no personal exchange accounts required.

Record Spending

Log T3 purchases and transactions

Federation Debt Card

Coming Q3 2026

A physical sovereign identity credential bearing your name and T3 address. Card manufacturing and issuance are being finalized with our partners.

Finalizing Now

Stripe Issuing business verification

Tremendous production account approval

Card manufacturing & inventory loading

Get notified when this goes live